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Business Finance

Fast, flexible funding designed for New Zealand businesses

Unlock New Opportunities

  • Expand your business with funding that keeps up with your ambitions

  • Invest in equipment, staff, or marketing without slowing down

  • Smooth your cash flow so you can focus on scaling

  • Act fast on opportunities with approvals possible in hours

Why Choose Onboard?

  • Quick approvals so you don’t miss your moment

  • Competitive rates from a panel of trusted lenders

  • Borrow $3k – $500k+ secured over an asset

  • No-obligation pre-approval to plan with confidence

  • Terms to suit your cashflow 

What You’ll Need

  • Be 18+ (18–21 may require a guarantor)

  • Show income to support repayments

  • Work Visa? You’ll need a Restricted or Full NZ Driver Licence (no Condition 1)

  • Learner Licence? You must be 21+ with clean credit

  • Full residency is required